Terms of Use
These Terms govern access to and use of VictimsGuide.com, including the site’s pages, videos, forms, submissions, downloads, and related content. By using this site, you agree to these Terms. If you do not agree, do not use the site.
What this site is
VictimsGuide.com is a public-interest educational project focused on Colorado auto insurance, crash recovery systems, transparency, accountability, and reform. It exists to provide educational information, commentary, public-interest analysis, and civic resources. It is not a law-firm marketing site, not a legal-services portal, and not an offer to provide legal representation. fileciteturn63file0
No legal services offered or accepted through the site
Not offered here
VictimsGuide.com does not offer or accept legal representation through this website. No legal services are offered through ordinary use of the site. fileciteturn63file0
What this covers
No legal services are accepted through contact forms, story submissions, emails, uploads, comments, or other communications sent through or in connection with the site. fileciteturn63file0
What site use does not create
Use of this site does not create an attorney-client relationship. Sending a message, submitting a story, uploading a document, requesting information, or otherwise contacting VictimsGuide.com does not create an attorney-client relationship, fiduciary duty, conflict-check obligation, or duty to provide legal advice, legal services, or individualized guidance. Any attorney-client relationship, if one were ever created, would require a separate express written agreement. fileciteturn63file0
Why readers should not rely on the site as legal advice
The information on this site is provided for public-interest educational and informational purposes only. It is not legal advice. Every claim, collision, insurance dispute, billing matter, policy issue, deadline, and legal question depends on its own facts, documents, policy language, jurisdiction, and procedural posture. You should not rely on this site as a substitute for advice from a qualified attorney or other appropriate professional. fileciteturn63file0
How users must use the site
You agree to use the site lawfully and respectfully. fileciteturn63file0
Submissions and user-provided content
If you submit a story, message, document, or other material, you represent that you have the right to provide it and that it is accurate to the best of your knowledge. You understand and agree that submissions may be reviewed for educational, editorial, research, reform, or administrative purposes; do not create legal representation or a duty to respond; and may be declined, unpublished, or used in edited, shortened, categorized, or anonymous form where appropriate and consistent with any consent choices presented in the submission process. Do not send highly sensitive information unless the site specifically asks for it and you are comfortable providing it. fileciteturn63file0
What not to assume about website communications
Do not assume that a message or submission sent through the website carries the same confidentiality protections that may apply in a formal attorney-client relationship. Site communications may be reviewed for site administration, editorial review, project development, or related public-interest purposes. fileciteturn63file0
Content, intellectual property, and site availability
Content ownership and use
Unless otherwise stated, site content including text, page structure, graphics, downloadable materials, video scripts, educational frameworks, and original compilations is owned by or licensed to VictimsGuide.com and protected by applicable intellectual-property laws. Users may view, print, and share site content for personal, educational, nonprofit, or public-interest informational use so long as attribution is not removed, the content is not altered deceptively, and it is not presented as the user’s own. fileciteturn63file0
Site updates and interruption
VictimsGuide.com may update, suspend, modify, or discontinue any part of the site at any time without notice. fileciteturn63file0
Third-party links and embedded content
This site may contain links to third-party websites, platforms, videos, tools, or resources, including embedded media. VictimsGuide.com does not control third-party services and is not responsible for their content, privacy practices, availability, or terms. Use of third-party services is governed by their own terms and notices. fileciteturn63file0
Disclaimer of warranties and limitation of liability
This site and its contents are provided on an “as is” and “as available” basis. To the fullest extent permitted by law, VictimsGuide.com disclaims warranties of any kind, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non-infringement, and uninterrupted availability. To the fullest extent permitted by law, VictimsGuide.com and its operators, contributors, and affiliates shall not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to your use of, or inability to use, the site. fileciteturn63file0
User responsibility for misuse
You agree to indemnify and hold harmless VictimsGuide.com and its operators, contributors, and affiliates from claims, liabilities, damages, losses, and expenses arising out of your misuse of the site, your violation of these Terms, or your violation of any law or third-party right. fileciteturn63file0
Privacy notice, governing law, and updates
Privacy
Use of the site is also governed by the site’s Privacy Notice, incorporated by reference. fileciteturn63file0
Governing law
These Terms are governed by the laws of the State of Colorado, without regard to conflict-of-law rules, except where federal law requires otherwise. fileciteturn63file0
Changes
VictimsGuide.com may update these Terms from time to time. The updated version will be posted on this page with a revised effective or last-updated date, and continued use after posting means acceptance of the revised Terms. fileciteturn63file0
General site questions
Core legal notice
Bottom line
These Terms are here to make site boundaries clear: the project is educational, not a legal-services portal; site use does not create representation; and submissions, content use, and site access all operate under defined public-interest ground rules. fileciteturn63file0