Insurance Disclosure Compliance Services
Free forms and education are available to everyone. Paid services are for claimants who want attorney-managed administrative support to prepare, send, track, and document Colorado auto policy disclosure requests.
What You Are Paying For
VictimsGuide does not sell access to statutory rights. The public forms and educational materials remain free. The paid service covers administrative workflow, quality control, mailing and transmission support, deadline monitoring, response review, and a document-based disclosure completeness report.
Recommended Service Packages
Start with the package that matches the complexity of the claim. If intake shows that the matter involves multiple insurers, employer/business-use issues, or additional registered-agent requests, VictimsGuide may recommend an upgraded package or add-on before work begins.
Disclosure Packet Review
For claimants who want to send the request themselves but want the packet reviewed and organized before they do.
- Review claimant-provided intake information.
- Prepare or quality-check the voluntary request letter.
- Prepare or quality-check the formal C.R.S. § 10-3-1117 request.
- Provide mailing and transmission instructions.
- No mailing, monitoring, follow-up, or final report included.
Managed Disclosure Compliance Service
Introductory public-interest price for one claimant, one loss, and one at-fault insurer. Regular price may be $495 after the launch period.
- Intake review and claimant-status documentation.
- Voluntary request sent to the claims department when possible.
- Five-day voluntary cooperation follow-up.
- Formal request prepared for registered-agent mailing.
- Certificate of Transmission and Mailing.
- Deadline monitoring through the 30-day statutory period.
- Response relay to claimant.
- Completeness checklist and administrative disclosure report.
Enhanced Disclosure Compliance Service
For claims involving multiple insurers, business-use disputes, employer coverage, umbrella or excess coverage, or coordinated UM/UIM review.
- Includes the Managed Disclosure Compliance Service.
- Up to two insurers or registered-agent service targets.
- Business-use, employer, commercial, umbrella, and excess coverage checklist.
- Supplemental follow-up after incomplete disclosure.
- Expanded attorney-ready packet index.
- Enhanced response completeness scoring.
Add-On Services
Add-ons are used only when the claim requires work beyond the selected package. VictimsGuide will identify any recommended add-on after reviewing the intake information.
| Add-On | Price | When It Applies |
|---|---|---|
| Additional insurer or registered-agent target | $175 each | When more than one insurer, policy, business entity, or registered agent must be served or tracked. |
| Additional certified mailing package | $35 each | For additional hard-copy mailing, tracking, and mailing-record documentation beyond the included package. |
| Rush processing | $150 | For preparation within two business days, subject to document completeness and availability. |
| Supplemental follow-up letter | $95 | For an additional administrative follow-up after an incomplete, unclear, or nonresponsive disclosure. |
| Expanded attorney-ready compliance report | $175 | For a more detailed packet index and completeness summary for attorney, UM/UIM carrier, or claim-review use. |
Workflow Included in the Managed Service
Intake and document review
Claimant submits the intake form and uploads supporting documents, such as a crash report, insurance card information, claim number, adjuster correspondence, or claimant declarations page.
Voluntary request to the insurer
VictimsGuide prepares and transmits a voluntary expedited disclosure request to the claims department when possible, including email transmission where a reliable claims contact is available.
Five-day follow-up
If the insurer does not provide a complete voluntary response, VictimsGuide prepares the follow-up and formal request packet for registered-agent transmission.
Formal registered-agent request
VictimsGuide prepares the formal C.R.S. § 10-3-1117 request and mails it to the insurer’s registered agent, with a Certificate of Transmission and Mailing signed by the Operations Manager.
Response monitoring and relay
VictimsGuide monitors the 30-day response period, receives or tracks responses, relays them to the claimant, and identifies apparent missing items for administrative quality-control purposes.
File closing or completeness report
The file is closed when a complete response is provided. If the response is late, incomplete, unclear, or nonresponsive after the deadline, VictimsGuide prepares a disclosure completeness report.
What the Completeness Report Scores
The final report is an administrative document review. It does not decide legal liability or coverage. It identifies what was requested, what was received, and what appears missing from the disclosure record.
Disclosure items reviewed
- Insurer name and exact underwriting company.
- Named insureds and relevant insured parties.
- Liability limits and policy period.
- Actual policy copy, not merely a specimen form.
- Endorsements, amendments, exclusions, and conditions.
- Umbrella, excess, commercial, employer, or business-use coverage.
Response status reviewed
- Complete voluntary response.
- Complete formal statutory response.
- Incomplete response with missing documents.
- Limits-only response without policy copy.
- Unclear coverage position.
- Late, partial, or nonresponsive disclosure.
Attorney-Managed Quality Control
The workflow is supervised for quality control by Christopher M. Sullivan, a Colorado attorney admitted in 1986, acting in an operational role for VictimsGuide. That supervision is intended to improve accuracy, completeness, and process discipline. It does not convert the service into legal representation.
Volume and Attorney-Referral Pricing
Attorneys, clinics, medical providers, or consumer organizations with multiple Colorado auto-claim files may request volume pricing after the workflow is tested. Volume files must include clean intake data, claimant authorization, and core claim documents.
| Monthly Volume | Estimated Price | Notes |
|---|---|---|
| 10+ files per month | $325 per file | For repeat referral partners with standardized intake and document upload. |
| 25+ files per month | $275 per file | For high-volume partners with consistent file quality and batch workflow. |
| 100+ files per month | Custom pricing | Likely priced at $225–$250 per file plus hard costs, depending on workflow design. |
Start Your Disclosure Compliance Order
Complete the intake form, upload your supporting documents, and then order the service through Shopify. After purchase, VictimsGuide will match your payment record to your intake submission and uploaded documents.