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Oregon Auto Insurance & Crash Law · Citizen Guide 17 of 23

Comparative Fault

Oregon does not require an injured person to be completely free from fault. A claimant can recover when the claimant's negligence is not greater than the combined fault properly attributed to the other persons in the case. The claimant's damages are reduced by the claimant's own percentage—but once claimant fault exceeds the statutory threshold, recovery is barred.

Canonical Guide 17 Current-law review: Sept. 15, 2026 ORS 31.600 50% may recover 51% bars recovery Several liability

Oregon uses modified comparative negligence

Fault is not all-or-nothing. Oregon first determines the claimant's complete damages, then compares the relative fault of the legally appropriate persons.

ORS 31.600: claimant negligence does not bar recovery when claimant fault is not greater than the combined fault properly attributed to the other persons in the comparison.
Oregon's dividing line is greater than 50%—not 50%. A claimant who is exactly 50% at fault may recover one-half of the otherwise recoverable damages.

The Oregon fault threshold in four numbers

Claimant fault 0%

No comparative-fault reduction.

Claimant fault 25%

Claimant generally receives 75% of otherwise recoverable damages.

Claimant fault 50%

Claimant may still recover 50%.

Claimant fault 51%

Recovery barred under ORS 31.600.

Johnson v. Tilden: Oregon upheld recovery where the jury assigned 50% fault to the plaintiff and 50% to the defendant.

Start with full damages—then apply the claimant's percentage

Example Fault $200,000 total damages
No claimant fault Claimant 0% · Defendant 100% $200,000 potentially recoverable.
Partial claimant fault Claimant 25% · Defendant 75% $150,000 potentially recoverable.
Equal fault Claimant 50% · Defendant 50% $100,000 potentially recoverable.
Claimant majority fault Claimant 51% · Defendant 49% Recovery barred by ORS 31.600.

Oregon does not compare everyone who might have touched the event

ORS 31.600 defines which persons belong in the comparative-fault calculation.

Included Defendants from whom recovery is sought

Their actionable fault is compared with claimant fault.

Included Liable third-party defendants

Their fault can be included even where the plaintiff did not originally assert a direct claim against them.

Included Persons who settled

Settlement does not automatically remove the settling person's fault from Oregon's statutory comparison.

Generally excluded from the comparison: persons who are immune, outside the court's jurisdiction or no longer subject to suit because the claim is barred by limitations or ultimate repose—except that settling persons remain included as provided by the statute.

A defendant who points to someone else has a burden to prove it

ORS 31.600(3): when a defendant seeks to attribute fault to a third-party defendant or settling person, the defendant must establish both that person's fault and legally sufficient causation.

The existence of another person or vehicle does not automatically put a percentage on the verdict form.

Comparative negligence is an affirmative defense in Oregon litigation

ORCP 19 B: comparative or contributory negligence must be set forth affirmatively in the responding pleading.

The defense should be tied to particular claimant conduct rather than a bare assertion that the claimant was “partially at fault.”

Conduct What exactly did claimant do?

Speed, lookout, lane use, following distance, yielding, distraction or another specific act or omission.

Duty Why was the conduct negligent?

Identify Oregon traffic law or the reasonable-care duty allegedly breached.

Causation Did it contribute legally to the injury?

Negligent conduct unrelated to the crash or injury should not automatically create a comparative-fault percentage.

Multiple defendants are compared together for the claimant threshold

The question is whether claimant fault is greater than the combined fault of the other persons properly included in the comparison.

Example: Claimant 40% · Driver A 35% · Driver B 25%. The claimant's 40% is less than the defendants' combined 60%. Recovery is therefore permitted, subject to the separate several-liability allocation.
Do not compare claimant 40% separately against Driver A's 35%. ORS 31.600 compares claimant fault with the combined fault of the persons properly included under subsection (2).

Oregon generally makes each defendant responsible for that defendant's own percentage

ORS 31.610 replaced ordinary joint liability with a system of several liability for the covered bodily-injury, death and property-damage cases.

Example: $500,000 damages · Claimant 40% · Driver A 35% · Driver B 25%. Driver A's ordinary statutory share = $175,000. Driver B's ordinary statutory share = $125,000. Claimant's own 40% accounts for the remaining $200,000.
Fault percentage and insurance limit are different. A defendant may legally owe $175,000 but have only $25,000 or $100,000 of liability insurance. That creates a collectibility and potentially UIM problem—not a new fault percentage.

Oregon treats comparative fault as a comprehensive allocation system

Eclectic Investment v. Patterson: ORS 31.600, 31.605 and 31.610 together allocate fault and distribute monetary responsibility according to the percentages found by the trier of fact.

That structure is why comparative fault, settlements, contribution and collectibility should not be analyzed as isolated questions.

Oregon compares blameworthiness—not percentages of physical causation

A collision can have several factual causes. Comparative fault answers a different question.

Causation Did this negligence legally cause the harm?

Causation establishes whether the actor can be legally responsible for the injury.

Comparative fault How blameworthy was each negligent actor?

Oregon compares the relative departure from the required standard of care.

Lasley: comparative fault measures relative blameworthiness after actionable negligent conduct and causation have been established.
Wright and Haas: recent Oregon Supreme Court decisions reaffirm that comparative fault should not be confused with comparative causation.

Oregon separates full damages from fault percentages on the verdict

ORS 31.605: when requested, the trier of fact states the damages the claimant would receive assuming no claimant fault and separately states the percentage of fault assigned to each person in the statutory comparison.
Jury knows Legal effect of the answers

Oregon law expressly provides that the jury is informed of the legal effect of its comparative-fault answers.

Jury does not know Settlement amount

ORS 31.605 directs that the jury not be informed of a settlement made by the claimant concerning the injury or death.

A settling tortfeasor can remain on the fault verdict

Example: Claimant 10% · Settled Driver A 40% · Driver B 50%. Driver A can remain in the ORS 31.600 fault comparison even though the claim against Driver A has already settled.
Settlement strategy therefore changes the fault map. Before accepting a partial settlement, model the likely fault allocation, effect of the release, remaining defendants and potential UIM recovery.

A third-party defendant can ultimately owe damages directly to the plaintiff

Oregon's procedural structure can bring another tortfeasor into the case even when the claimant did not originally name that person as a direct defendant.

ORS 31.610: when a third-party defendant is found liable, the court enters judgment for the plaintiff against that third-party defendant even if the plaintiff did not make a direct claim against that person.

Oregon has a limited post-judgment procedure for an uncollectible share

Several liability can leave part of a judgment difficult to collect. ORS 31.610 contains a specific reallocation procedure.

Timing: a qualifying motion concerning an uncollectible share must be made within the statutory period—generally not later than one year after the judgment becomes final by lapse of appeal time or appellate review.
Reallocation is limited. A party's share ordinarily cannot be increased through reallocation if that party is 25% or less at fault, or where claimant fault is equal to or greater than that party's percentage.

This is an advanced post-judgment collection mechanism, not the method initially used to calculate comparative negligence.

Immune and time-barred persons require special treatment

Immune person Generally not compared

ORS 31.600 generally excludes a nonsettling person who is immune from liability to the claimant.

No jurisdiction Generally not compared

A nonsettling person outside the court's jurisdiction generally is excluded by the statute.

Time barred Generally not compared

ORS 31.600 generally excludes a nonsettling person against whom the claim has become barred by limitations or ultimate repose.

Evidence can still matter. Exclusion from the percentage comparison does not necessarily make every fact concerning another person's conduct irrelevant to causation or other disputed issues.

Intentional misconduct does not fit mechanically into negligence percentages

Shin v. Sunriver Preparatory School: Oregon appellate authority holds that intentional misconduct is not ordinary "fault" to be apportioned under ORS 31.600.

Cases mixing negligence and intentional tort theories therefore require claim-specific analysis rather than simply assigning everyone a percentage.

Oregon abolished implied assumption of risk

ORS 31.620: Oregon abolished both the doctrine of last clear chance and implied assumption of risk.

A defendant therefore should not avoid comparative-fault principles merely by relabeling ordinary claimant negligence as an implied acceptance of danger.

But independently negligent conduct can still matter. Express agreements and statutes assigning particular inherent risks can also present separate legal questions.

A driver's fault is not automatically a passenger's fault

Every claimant's conduct must be evaluated separately.

Passenger status does not transfer the driver's negligence. A passenger needs an independent factual and legal basis before comparative negligence can be attributed to that passenger.

Oregon gives seat-belt nonuse its own damages rule

ORS 31.760: in a motor-vehicle personal-injury case, evidence of nonuse of a safety belt or harness generally may be admitted only to mitigate damages. The mitigation may not exceed: 5%.
Do not turn ordinary seat-belt nonuse into a large collision-fault percentage. Oregon has enacted a specific statute controlling its effect.
Limited statutory exception: the ordinary five-percent rule does not apply where nonuse itself was a substantial contributing cause of the accident, or in another statutory exception.

An uninsured or impaired plaintiff can face a different Oregon damages statute

ORS 31.715 is important in automobile cases but should not be confused with ORS 31.600 comparative negligence.

Uninsured plaintiff Noneconomic damages can be restricted

Subject to statutory exceptions, ORS 31.715 can bar noneconomic damages where the plaintiff was violating Oregon's motor-vehicle financial-responsibility requirement.

DUII plaintiff Separate noneconomic-damages limitation

The statute similarly addresses a plaintiff violating ORS 813.010 when the injury-producing act or omission occurred.

These are not automatic comparative-fault percentages. A claimant's insurance status does not itself prove that the claimant caused the crash.

ORS 31.715 contains important exceptions

Do not assume that uninsured status or DUII automatically resolves the noneconomic-damages question.

Defendant conduct Defendant also uninsured or impaired

The statute contains an exception where the defendant was also violating specified insurance or DUII requirements.

Aggravated conduct Intentional, reckless or felony conduct

ORS 31.715 identifies specified defendant conduct that prevents the limitation from applying.

Recent insurance Limited lapse exception

Oregon provides a specified exception for some plaintiffs whose auto insurance recently lapsed.

An insurer's percentage is a position—not a verdict

Insurance companies routinely make early percentage allocations before all crash evidence has been obtained.

Ask for the factual basis. A meaningful comparative-fault position should identify the claimant's alleged negligent conduct and the evidence supporting it.
“We find you 20% at fault” is not self-proving. Police evidence, witness statements, crash geometry, vehicle data and applicable Oregon law still control the actual analysis.

Comparative fault can arise differently in different crash configurations

Rear-end Do not assume automatic percentages

Following distance, lookout, abrupt lane movement, visibility, vehicle condition and multiple impacts can matter.

Intersection Signal timing can decide the case

Right of way, light phase, speed, sight distance, turns, witnesses and video often control the analysis.

Multi-vehicle Several actors can share fault

Oregon's comparative-fault and several-liability statutes are built to allocate fault among multiple legally responsible persons.

Comparative fault is only as reliable as the crash evidence

Evidence Comparative-fault value
Scene photographs Lanes, visibility, road geometry, debris, skid marks and final positions.
Vehicle damage Impact direction, overlap, collision sequence and relative positioning.
Video Traffic signal, speed, lane movement, braking and timing.
Event data Speed, braking, throttle, restraint use and other available pre-impact data.
Witnesses Signal phase, lane position, speed, lookout and collision sequence.
Traffic-signal data Timing and sequencing in disputed intersection cases.
Cell / digital records Potential distraction evidence where legally obtainable and factually relevant.
Reconstruction Technical analysis where ordinary observations cannot reliably resolve the collision sequence.

Oregon comparative-fault audit

1 Identify every potentially negligent actor

Drivers, employers, owners, businesses, public bodies and others.

2 Identify claimant conduct separately

Do not infer claimant negligence simply because the crash involved more than one moving vehicle.

3 State each alleged negligent act

Speed, lookout, yield, signal, lane, following distance or another specific conduct.

4 Preserve crash evidence

Scene, video, vehicles, witnesses, digital data and records.

5 Establish causation

Fault percentages come after determining whether negligent conduct legally caused the injury.

6 Determine who may legally be compared

Apply ORS 31.600 to defendants, third parties, settling persons, immune persons and time-barred persons.

7 Identify existing settlements

Settling tortfeasors can remain in the comparative-fault calculation.

8 Compare relative blameworthiness

Apply Lasley—not a mechanical percentage of physical causation.

9 Apply the 50% threshold

50% claimant fault permits recovery; more than 50% bars it.

10 Calculate each defendant's several share

Apply ORS 31.610 after the percentages and total damages are known.

11 Separate special damages statutes

Seat-belt mitigation and ORS 31.715 are not ordinary comparative- fault percentages.

12 Recalculate insurance recovery

Apply the legally supported fault percentages before determining liability limits, excess exposure and potential UIM.

Important Oregon comparative-fault authorities

Oregon Supreme Court Johnson v. Tilden 278 Or 11 · 562 P.2d 1188 (1977)

Demonstrates Oregon's 50-percent rule: plaintiff assigned exactly 50% fault recovered one-half of the stipulated damages.

Oregon Supreme Court Sandford v. Chevrolet Division of General Motors 292 Or 590 · 642 P.2d 624 (1982)

Important authority distinguishing comparative fault from a system that merely apportions damages according to comparative physical causation.

Oregon Supreme Court Lasley v. Combined Transport, Inc. 351 Or 1 · 261 P.3d 1215 (2011)

Explains that comparative fault compares the relative blameworthiness of negligent actors and distinguishes that inquiry from causation.

Oregon Supreme Court Eclectic Investment, LLC v. Patterson 357 Or 25 · 346 P.3d 468 (2015)

Describes ORS 31.600, 31.605 and 31.610 as Oregon's comprehensive system for fault allocation and several liability.

Oregon Supreme Court Towe v. Sacagawea, Inc. 357 Or 74 (2015)

Reviews Oregon's transition from contributory negligence to comparative negligence and reiterates that claimant negligence reduces rather than bars damages unless the statutory threshold is exceeded.

Oregon Supreme Court Wright v. Turner 368 Or 207 · 489 P.3d 102 (2021)

Reaffirms that Oregon apportions damages through comparative fault, not comparative causation.

Oregon Supreme Court Haas v. Estate of Carter 370 Or 742 (2023)

Recent explanation distinguishing factual cause, legal scope of liability and comparative fault.

Oregon Court of Appeals Shin v. Sunriver Preparatory School 199 Or App 352 · 111 P.3d 762 (2005)

Holds that intentional misconduct is not ordinary fault subject to apportionment under Oregon's comparative-fault statutes.

Oregon Guide 17 authority map

Authority Comparative-fault function
ORS 31.600 Establishes Oregon's modified comparative-negligence threshold, claimant reduction and persons included in the fault comparison.
ORS 31.605 Governs special verdict questions, percentage findings, jury knowledge of legal effect and nondisclosure of settlements.
ORS 31.610 Establishes several liability, defendant monetary shares and limited post-judgment reallocation of uncollectible obligations.
ORS 31.615 Prohibits setoff of damages in actions governed by Oregon's comparative-negligence statutes.
ORS 31.620 Abolishes last clear chance and implied assumption of risk.
ORS 31.715 Separate limitation on noneconomic damages for specified uninsured or DUII motor-vehicle plaintiffs, subject to statutory exceptions.
ORS 31.760 Special treatment of seat-belt nonuse, ordinarily limiting mitigation to no more than five percent.
ORCP 19 B Requires comparative or contributory negligence to be pleaded as an affirmative defense.
Lasley Defines comparative fault as relative blameworthiness rather than comparative causation.
Eclectic Investment Describes Oregon's comprehensive comparative-fault and several- liability allocation system.

Primary Oregon sources for Guide 17

Comparative fault ORS Chapter 31

Comparative negligence, special verdicts, several liability, seat-belt mitigation and automobile noneconomic-damages provisions.

Read ORS Chapter 31 →
Court procedure Oregon Rules of Civil Procedure

ORCP 19 B identifies comparative or contributory negligence as an affirmative defense.

Read Oregon Rules of Civil Procedure →
Case annotations Oregon Chapter 31 Annotations

Research index to Oregon appellate cases construing comparative fault, several liability and seat-belt mitigation.

Review Chapter 31 Annotations →
Currentness Oregon Revised Statutes

The Legislature explains how to combine the 2025 Edition with 2025 special-session and 2026 Oregon Laws for current-law research.

Check Current ORS Instructions →
Leading case Lasley v. Combined Transport

Oregon Supreme Court authority distinguishing comparative fault from comparative causation.

Read Lasley →
Modern system Eclectic Investment v. Patterson

Oregon Supreme Court explanation of the modern comparative-fault and several-liability system.

Read Eclectic Investment →
Next guide Crash Investigation

Guide 18 turns the fault rules into an evidence workflow: scene, vehicles, witnesses, video, event data, records and reconstruction.

Continue to Guide 18 →

Do not negotiate from a fault percentage until the evidence supports it.

Oregon permits recovery through 50 percent claimant fault and bars recovery only when claimant fault is greater than the combined fault properly compared under ORS 31.600. Identify every responsible actor, preserve the crash evidence, establish causation and determine who may legally appear in the fault comparison. Then compare relative blameworthiness and apply Oregon's several-liability rules. Keep seat-belt mitigation, insurance status, DUII rules, settlements and collectibility separate from the core comparative-fault calculation.

Public legal education only. VictimsGuide.com provides public-interest legal education and research. It does not create an attorney-client relationship or provide individualized legal representation. Comparative fault depends on the evidence, the persons legally included in the comparison, the claims asserted, settlements, causation, applicable defenses and current Oregon law. Oregon's online 2025 Revised Statutes do not themselves incorporate every enactment from the 2025 special session and 2026 regular session. Verify current Oregon Laws, effective dates, Oregon Rules of Civil Procedure and controlling appellate authority before legal reliance.